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Aviation Hull & Liability


This is a highly specialized class of insurance, we at Ascot & Fitch have the expertise and “Know how” on how to deal with this type of insurance. Please contact one of our expert advisors for further specific details.

Under this type of policy, possible coverage may include:
  • Hull ‘All Risks”
  • Hull “War Risks”
  • Political Risks
  • Spares
  • Aviation Liability
  • General Liability
  • Agricultural Aviation
  • Aviation Products Liability

Hull “All Risk”:

All risks of physical loss or damage to the aircraft. Policy covers reinstatement of the aircraft to its “pre-loss” condition, if repairable or replacement. Most of the Airline ‘Hull All Risks” policies are insured on ‘Agreed Value Basis’ and therefore in the event of the Total Loss, the agreed value is payable in full.
The coverage provided includes:
  • Physical Damage (Hull coverage) to private, corporate and commercial aircrafts including helicopters
  • Liability coverage for the owners and operators of the aircraft
  • Medical Coverage for passengers and the crew including pilots
  • Non-owned aircraft liability
  • Airport premises Liability
  • Ground Hangar Keeper’s Liability
  • Cargo Liability
  • Coverage for non-owned Hangars and their contents
  • Coverage for Personal effects and baggage
  • Trip Interruption Expense Coverage
  • Coverage for spare Engines and parts
  • Extra Expense Coverage
  • Coverage for other aircrafts, substitute aircraft and newly acquired aircraft
  • War Risks coverage

Hull “War Risks”:

The risks usually covered may include:
  • War including civil war and war where there is no formal declaration
  • Strikes, Riots, Civil commotion and labor disturbances
  • Political and terrorist acts
  • Malicious or sabotage acts
  • Confiscation and nationalization and the like by any government
  • Hi-jacking or any unlawful seizure or exercise of control of the aircraft, crew in flight

Aviation Liability:

Liability is basically divided into two categories:
  • Liability in respect of Passengers, Baggage, cargo and Mail carried on the Aircraft.
  • Aircraft Third Party Liability – the liability for damage done to property or people outside the aircraft.



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