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Marine Hull & Machinery


Hull & Machinery insurance is fundamental protection of a vessel against damage. The vessel, including her machinery and equipment, is insured to her full value, this may depending on the chosen cover.

The following risks may be indemnified:
  • Total loss (actual or constructive) or expenses that might be incurred in repairing / replacing damaged parts of hull, machinery and other equipment
  • Expenses paid for prevention, minimizing of damages or calculation of loss, in case such expenses are caused by an insured peril
  • Vessel gone missing
  • General Average contribution
  • Salvage expenses

Apart from the risks above, Hull & Machinery policy may be extended to include additional cover, such as:
  • Increased Value Insurance
  • Loss of Hire
  • War Risks
  • Fuel and Stores onboard
  • Cash onboard
  • Running Down Clause
  • Fixed and Floating Objects


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