Website Terms & Conditions
for ascotandfitch.net, ascotandfitch.com, or any other website owned or managed by Ascot & Fitch Insurance Brokers LLC, also including any other ancillary services related to the website(s).
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
(Hereby referred to as “A&F
” or "A&F's
License to use website
Unless otherwise stated, A&F and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages or other content that has been specifically allocated for download from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
You must not:
- republish material from this website (including republication on another website);
- sell, rent or sub-license material from the website;
- show any material from the website in public;
- reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
- edit or otherwise modify any material on the website; or
- redistribute material from this website, except for content specifically and expressly made available for redistribution.
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without A&F express written consent.
You must not use this website to transmit or send unsolicited commercial communications.
You must not use this website for any purposes related to marketing without A&F express written consent.
Access to certain areas of this website is restricted. A&F reserves the right to restrict access to other areas of this website, or indeed this entire website, at A&F’s discretion.
If A&F’s provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.
A&F may disable your user ID and password in A&F’s sole discretion without notice or explanation.
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.
You grant to A&F a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to A&F the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or A&F’s or a third party (in each case under any applicable law).
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
A&F reserves the right to edit or remove any material submitted to this website, or stored on A&F’s servers, or hosted or published upon this website.
Notwithstanding, A&F’s rights under these terms and conditions in relation to user content, A&F does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
This website is provided “as is” without any representations or warranties, express or implied. A&F makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, A&F does not warrant that:
- this website will be constantly available, or available at all; or
- the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter, you should consult an appropriate professional.
Limitations of liability
A&F will not be liable to you or any party associated with you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
- to the extent that the website is provided free-of-charge, for any direct loss;
- for any indirect, special or consequential loss; or
- for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if A&F has been expressly advised of the potential loss.
Nothing in this website disclaimer will include or imply any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will include or imply A&F’s liability in respect of any:
- death or personal injury caused by A&F’s negligence;
- fraud or fraudulent misrepresentation on the part of A&F; or
- matter which it would be illegal or unlawful for A&F to exclude or limit, or to attempt or purport to exclude or limit, its liability.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, A&F has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against A&F’s officers or employees in respect of any losses you suffer in connection with the website, or any related service.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect A&F’s officers, employees, agents, subsidiaries, successors, assigns, partners and sub-contractors as well as A&F.
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby indemnify A&F and undertake to keep A&F indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by A&F to a third party in settlement of a claim or dispute on the advice of A&F’s legal advisers) incurred or suffered by A&F arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Breaches of these terms and conditions
Without prejudice to A&F’s other rights under these terms and conditions, if you breach these terms and conditions in any way, A&F may take such action as A&F deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
A&F may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
A&F may transfer, sub-contract or otherwise deal with A&F’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
These terms and conditions constitute the entire agreement between you and A&F in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with United Arab Emirates and any disputes relating to these terms and conditions will be subject to the [non-]exclusive jurisdiction of the courts of The Emirate of Abu Dhabi, United Arab Emirates.
Personal Identifiable Data (PID)
By using this website, including any contact forms; "I do hereby fully consent to Ascot & Fitch Insurance Brokers LLC collecting and sharing any personal identifiable data. This data may include, and may not be limited to:
- My full name
- My email address
- My telephone, or mobile number
- My IP address
- My Geo Location
- Any deta that is personal, confidential, or public domain"
The full name of A&F is Ascot & Fitch Insurance Brokers LLC
A&F is registered in The Emirate of Abu Dhabi, United Arab Emirates, under registration number 229629/6
A&F’s registered address is Office 702, National Bank of Bahrain Building. Hamdan Bin Mohammad Street, Abu Dhabi, United Arab Emirates
You can contact A&F by using our online contact form
, or calling our office's on +971 2 622 1427
Email Communication Disclaimer
This email disclaimer is related in part, or as a whole, to any email communications received from or sent to, any email address associated with Ascot & Fitch Insurance Brokers LLC.
This communication and any files or attachments transmitted with it may contain information or materials that are confidential, privileged or exempt from disclosure under applicable law. It is intended solely for the use of the individual or the entity to which it is addressed. If you are not the intended recipient, you are hereby notified that any use, dissemination, distribution or copying of this communication or any files or attachments is strictly prohibited. If you have received this communication in error or by mistake, please immediately notify the sender and delete this e-mail from your system.
E-mail transmissions cannot be guaranteed to be secure or error-free as information may be intercepted, corrupted, lost, destroyed, arrive late or incomplete or contain viruses. The sender does not accept liability for any errors or omissions in the content of this message, or damage from any virus, caused by this email transmission.
Any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the organization. Employees of Ascot & Fitch Insurance Brokers LLC
are expressly required not to make defamatory statements and not to infringe or authorize any infringement of copyright or any other legal right by email communications. Any such communication is contrary to organizational policy and outside the scope of the employment of the individual concerned. The organization will not accept any liability in respect of such communication, and the employee responsible will be personally liable for any damages or other liability arising.
Please consider the environment before printing this email.
Virus or Security Disclaimer
Computer viruses can be transmitted via email. The recipient should check this email and any attachments for the presence of viruses. The organization accepts no liability for any damage caused by any virus transmitted by this email. Email transmission cannot be guaranteed to be secure or error-free, as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender, therefore, does not accept liability for any errors or omissions in the contents of this message which arise as a result of email transmission.
No employee of Ascot & Fitch Insurance Brokers LLC
has the authority to conclude any binding contract without an explicit written consent. Therefore, any will to enter into an agreement must be confirmed in writing. Ascot & Fitch Insurance Brokers LLC
does not have the rights of a binding authority, nor may Ascot & Fitch Insurance Brokers LLC
accept any liability with regards to financial, or other, cover.
Employee Liability Disclaimer
The views and opinions included in this email belong to their author and do not necessarily mirror the views and opinions of the company. Our employees are obliged not to make any defamatory clauses, infringe, or authorize infringement of any legal right. Therefore, Ascot & Fitch Insurance Brokers LLC
will not accept any liability for such statements included in emails. In case of any damages or other liabilities arising, employees are fully responsible for the content of their emails.